More and more people are embracing the power of digital platforms such as DigiLocker for managing and storing their essential documents. There are currently 242.56 million registered users of DigiLocker, with approximately 11,55,91,957 car insurance documents stored on the platform. This shows the tremendous amount of trust its users have in DigiLocker.

Further, DigiLocker has successfully revolutionised the car insurance industry by streamlining document management, ensuring efficiency and significantly increasing user accessibility. So, if you too want to power up your insurance experience by storing your own damaged car insurance policy, keep reading as we will share how DigiLocker can be used for storing your four-wheeler insurance safely.

 What is DigiLocker?

DigiLocker is an initiative by the Ministry of Electronics and Information Technology that provides a digital platform for carrying and storing all necessary documents, eliminating the need to carry hard copies everywhere.

The DigiLocker storage copies are not simple scanned document copies; instead, they are in authentic government-approved formats. The best thing about them is that even though they cannot be downloaded, they can be viewed with the help of the app and are considered valid under the law.

So next time a traffic officer catches you and asks for a driver’s licence and car insurance. You can show your driver’s licence and car insurance in DigiLocker to the traffic authority who will approve it as valid proof as it is government-approved.

 How to Upload Your Online Car Insurance in DigiLocker?

 How to Create a Digital Locker?

  1. Go to digilocker.gov
  2. Click on the sign-up option on the right-hand side of the website.
  3. Once you do that, you will be redirected to the “Create account easy and fast” page. Then, provide relevant data as required, such as name, DOB, gender, mobile number, mail address, and a 6 digital security pin.
  4. Click on submit.
  5. Next, provide your Adhar number and verify it. Verification requests shall be sent to your registered mobile number. With that, your account will be created.

 How to Upload Car Insurance in a Digital Locker?

  1. First, Sign in to your DigiLocker account using your mobile number and 6-digit security pin.
  2. Click on the ‘issued documents’ tab.
  3. Select the type of government-issued document you want to add, or you can search for education, insurance or other related documents.
  4. After selecting the service, provide the document details and request it from the issuer.
  5. Your document will be automatically uploaded to your DigiLocker account.

For DigiLocker application users:

  1. Open the DigiLocker app.
  2. Go to the home screen.
  3. Locate the DigiLocker drive and click on it.
  4. Choose ‘upload files.’
  5. Choose the document and confirm the upload.

 Benefits of Having a Car Insurance Policy In DigiLocker

  • DigiLocker is a one-stop platform for all your documents.
  • You have all-time access to your digital document, so you do not have to carry a hard copy of your car insurance wherever you go. This can also come in handy in times of emergency.
  • It saves you from penalties for not carrying documentation of your car.
  • It is an environmentally-friendly way of carrying your car insurance policy.
  • It is government-approved and recognised everywhere.
  • All documents are kept safely in DigiLocker, thereby eliminating the possibility of losing or even stealing them..
  • It doesn’t cost you anything as it is free.

Note-The government introduced severe penalties under the Motor Vehicles Act in 2019 against traffic violations, emphasising stricter enforcement.

Therefore, not having a valid document when you commute can lead to severe consequences and fines. With Digitlock, you can also be worry-free about losing your documents.

 Documents You Must Always Have with Your Car Insurance while Commuting

  1. Registration Certificate Book

Your valid RC book is your ticket to legal driving in India.

  1. PUC Certificate

Ensures that your car emissions are within limits; therefore, you need to carry your PUC certificate to show authorities that everything is working alright.

  1. Driving Licence

Most importantly, your driver’s licence is essential for driving in India, and driving without it can get you in trouble, as per The Motor Vehicles Act of 1988, so stay legal and stay safe!

 Conclusion

DigiLocker is your free and digitally safe option to keep all your essential documents, including your car insurance, secure. It gives you peace of mind, so you don’t have to worry about losing your hard copies or facing penalties.

You know what is the best part? You can access your car insurance anytime, anywhere, through your mobile.

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